New year, new you: Simple steps to start fresh

(NC) The start of a new year is the perfect time to reflect, reset, and take steps toward a better version of yourself. Whether you’re focused on building healthier habits, enhancing your financial well-being, or safeguarding your family, these practical tips can help you make meaningful progress all year long.

If your New Year’s resolution is to…

…create better financial habits

Many Canadians find it challenging to build good financial habits, but starting small can make all the difference. Focus on simple steps like setting measurable goals, reviewing your bank accounts regularly, and using expert tools. For instance, some banks like RBC offer AI-powered tools to help simplify budgeting and saving, giving you the support you need to stay consistent and see progress.

rbc.com/nomi

…protect yourself from scams

Scammers are becoming increasingly sophisticated, butand you can stay ahead of them with a few simple precautions. The Canada Revenue Agency recommends verifying suspicious messages by visiting the official website of an organization and contacting them directly. Avoid reusing passwords and act quickly if you suspect fraud by informing the organization. Stay vigilant against scams and keep your finances and information secure.

canada.ca/taxes-fraud-prevention

…quit smoking for good

Quitting smoking is one of the best things you can do for your health, but anyone who has tried knows that quitting is not easy. However, support is available that can help increase your success. You can reach the national quit line (1-866-366-3667) or access online resources, where trained specialists provide advice, support, and referrals to local programs. Quitting smoking is possible, no matter how many times you have tried before.

canada.ca/quit-smoking

…travel with confidence

Planning a winter getaway? Remember to consider travel insurance, it can help if unexpected medical emergencies or trip disruptions from a covered event happen. A recent survey from TD Insurance shows that many Canadians polled are unprepared for the financial impact of these events. Having the right travel insurance policy can help you travel with confidence and focus on how much fun you're going to have on your trip.

tdinsurance.com

…keep your kids safe

As a parent you are always taking steps to ensure your family is safe and healthy, like making sure your children wear helmets during sports and that they get regular checkups and vaccinations. This year, add checking your home for radon to that list. Radon is an odourless, tasteless, radioactive gas that seeps up from the soil and is the leading cause of cancer among non-smokers. Keep your family protected this year by testing your home for radon.

canada.ca/radon

Start the year with confidence and make these resolutions a reality. With the right information, tools and support, you can turn your goals into lasting habits.